Skip to content

107 Wards Lane, St Marys, GA 31558


3 Beds

3 Full baths

3426 SqFt

Active

Thoughtfully designed by acclaimed Amelia Island architect John Cotner and built by Ed Freeman of Great Cape Builders, this custom Lowcountry home pairs timeless coastal style with rare efficiency and storm-ready peace of mind. Highlights: Front porch gallery + large screened back porch with grilling area; 1,183 sq ft conditioned walk-up attic; whole-home generator with 500-gallon propane tank; geothermal HVAC; Andersen windows; storm shutter systems (hard and soft). Enjoy Cumberland Harbour living near the Intracoastal Waterway on the Georgia–Florida line, with a desirable split-bedroom plan and a great room featuring an ISOKERN fireplace, custom built-ins, hardwoods, and craft-level millwork.

0 upcoming open houses

Property Details
Price$938,500
Bedrooms3
Full Baths3
Half Baths1
Property StyleRustic
Lot Size,,,
Lot Size Area0.38
Lot Size Area UnitsAcres
Acres0.38
Land TenureFee Simple
Property TypeResidential
Sub typeSingleFamilyResidence
MLS Sub typeSingle Family Residence
Stories2
FeaturesAttic,Butler's Pantry,Breakfast Area,Crown Molding,Kitchen Island,Other,Pantry,Paneling/Wainscoting,Permanent Attic Stairs,Painted Woodwork,Ceiling Fan(s),Fireplace,Instant Hot Water,Programmable Thermostat,Cable TV,Wired for Data
Exterior FeaturesDeck,Gas Grill,Outdoor Grill,Storm/Security Shutters,Curb,Sprinkler/Irrigation,Paved Driveway
Year Built2010
Fireplaces1
SubdivisionCumberland Harbour
ViewOther,Residential
RoofAsphalt
HeatingCentral,Electric,Forced Air,Heat Pump,Other,Zoned
FoundationSlab
AccessibilityAccessible Full Bath,Accessible Electrical and Environmental Controls,Levered Handles,Other,Accessible Hallway(s)
Lot DescriptionLandscaped,Subdivision,Pond on Lot
Laundry FeaturesLaundry Room,Laundry Tub,Sink,Washer Hookup,Dryer Hookup
Pool featuresNone,Association
Parking DescriptionAttached,Driveway,Garage,Garage Door Opener,Kitchen Level,Paved,Rear/Side/Off Street,Storage
Parking Spaces4
Garage spaces2
Association NameCumberland Harbour POA
Association Fee2275
Association AmenitiesClubhouse,Dock,Gated,Gazebo,Picnic Area,Playground,Pool,Pets Allowed,Storage,Tennis Court(s)
Geographic Data
DirectionsExit 1 on i95. Turn right at the end of exit ramp and continue on St Marys Rd. Take GA-40 E, Point Peter Rd and N River Causeway to Wards Ln As you ride down St. Mary's Rd from Exit 1, use the right lane to take the ramp to Cumberland Island. Turn left onto GA-40 E, Pass by Circle K, turn left onto Point Peter Rd, pass Dollar General, and a local gas station convenience store. Turn right onto N River Causeway Continue onto New Point Peter Rd. Entrance to Cumberland Harbour with a live guard gate ahead. Continue onto Spinnaker Dr. turn right in front of the reflection pond onto Barrimack Dr. Turn right onto Cumberland Harbour Blvd and Turn left onto Clubhouse Cir. Turn left onto Storey Ave. Turn right onto Cobia Ln. Turn left onto Wards Ln and 107 is the left after turning onto Wards Ln
CountyCamden
Market AreaC1: South Camden County
Address Information
Address107 Wards Lane, St Marys, GA 31558
Postal Code31558
CitySt Marys
StateGA
CountryUnited States
Listing Information
Listing OfficeSt Marys Realty Inc Island Si
Listing Office Phone912-729-7900
Listing Office Emailcarlieprince@gmail.com
Listing AgentCheryl Hèléne Smith
Listing Agent Phone912-729-7900
TermsCash,Conventional,FHA,VA Loan
Virtual Tour Urlhttps://youtu.be/Ip2nA76qdYs
School Information
Elementary SchoolSt. Marys Elem
Middle SchoolSt. Marys Middle
High SchoolCamden County
MLS Information
Days on market30
MLS StatusActive
Listing DateJan 14, 2026
Listing Last ModifiedFeb 13, 2026
Tax ID160C 442
MLS AreaC1: South Camden County
MLS #1659024

Forward this listing

Your Name

Your Email (required)

Recipient Name

Recipient Email(required)

Mortgage Calculator

List Price
Mortgage Rate (%)
Down Payment
Mortgage Term (Yrs.)
Loan Amount
Total Interest
No. of Payments
Monthly Payment


This information is believed to be accurate, but without any warranty.

Scroll To Top